https://www.indiatv.inamppaisapersonal-financedeposit-rs-2-00-000-at-the-post-office-and-get-a-fixed-interest-of-rs-89-990-with-a-government-guarantee-fd-calculator-2026-03-07-1202483
Deposit ₹2,00,000 in Post Office and get guaranteed fixed interest of ₹89,990
FD accounts can be opened at the post office for terms of 1 year, 2 years, 3 years, and 5 years. FD accounts at the post office are designated as TD (Time Deposit).
Post Office Saving Schemes: Post Office is giving excellent interest to its customers on savings accounts. The interest earned on some selected savings accounts in the Post Office is more than the interest given by the big banks of the country. Today we will tell you about the TD scheme of the Post Office, which is exactly like a bank FD and after a fixed period, the entire money is returned with guaranteed fixed interest. There is also a TD scheme of the Post Office in which you can earn a bumper interest of Rs 89,990 by depositing just Rs 2 lakh.
Post offices are offering high interest rates of up to 7.5%.
FD accounts can be opened at the post office for 1 year, 2 years, 3 years, and 5 years. It should be noted that FD accounts are opened at the post office under the name TD (Time Deposit). A post office TD account is similar to a bank FD account, in that you receive your full return on maturity along with a fixed interest rate. The advantage of post office savings schemes is that they are directly controlled by the central government, so you not only receive fixed interest with a government guarantee, but your money is also completely safe. The post office offers 6.9 percent interest on 1-year TDs, 7.0 percent on 2-year TDs, 7.1 percent on 3-year TDs, and 7.5 percent on 5-year TDs.
On depositing Rs 2 lakh, you will get a fixed interest of Rs 89,990
If you deposit Rs 2,00,000 in a 5-year TD scheme at the post office, you will receive a total of Rs 2,89,990 on maturity, which includes a fixed interest of Rs 89,990. Currently, no bank in the country is offering 7.5 percent interest on a 5-year FD scheme. However, you must keep in mind that customers of all age groups get equal interest under the Post Office TD scheme. Whereas, in banks, senior citizens get 0.50 percent more interest than general citizens. Many banks offer even higher interest rates to customers above 80 years of age.
posted by DOMNIC @ March 08, 2026
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