Highest FD interest rate: Senior citizens can get up to 8.10% rate on 5-year fixed deposit scheme here

8.10% interest rate for senior citizens: Check info

Synopsis

Suryoday Small Finance Bank has updated its fixed deposit interest rates for deposits under Rs 3 crore, effective March 6, 2026. Customers can now earn up to 7.90% annually on a 5-year FD, with senior citizens receiving an additional 0.20% for a total of 8.10%. These revised rates offer competitive yields and flexibility across various tenures.

By Sneha Kulkarni, ET Online

Mar 06, 2026, 01:12:00 PM IST

Suryoday Small Finance Bank (SSFB) has revised its fixed deposit (FD) interest rates for deposits below Rs 3 crore across a wide range of tenures. The revised rates are applicable from March 6, 2026.

After the FD rate revision, customers can earn 7.90% per annum interest rate on a 5-year FD, while senior citizens can earn 8.10% per annum rate on the same FD.

Small Finance Bank said in a statement: “SSFB offers amongst the highest FD interest rates. These rates outshine traditional savings and are ideal for depositors seeking high yields over fixed tenures. The revised FD structure provides depositors with a combination of competitive interest rates, flexibility across tenures and the safety of bank deposits, making it an attractive option for customers seeking stable returns.”

Suryoday Small Finance Bank latest FD rates 2026

Period	Interest Rate (Per Annum)	Senior Citizen Rate (Per Annum)
7 Days to 14 Days	4.00%	4.20%
15 Days to 45 Days	4.25%	4.45%
46 Days to 90 Days	4.50%	4.70%
91 Days to 6 Months	5.00%	5.20%
6 Month 1 Day	6.50%	6.70%
Above 6 Month 1 Day to 9 Months	5.50%	5.70%
Above 9 Months to less than 1 Year	6.00%	6.20%
1 Year	7.25%	7.45%
Above 1 Year to Less than 18 Months	7.25%	7.45%
18 Months	7.60%	7.95%
Above 18 Months to 2 Years	7.25%	7.45%
Above 2 Years to 3 Years	7.25%	7.45%
Above 3 Years to less than 5 Years	6.75%	6.95%
5 Years	7.90%Highest	8.10%Highest
Above 5 Years to 10 Years	7.25%	7.45%

7.90% p.a. for 5-year fixed deposits for regular customers
8.10% p.a. for 5-year fixed deposits for senior citizens
7.60% p.a. for a special 18-month tenure for regular customers
7.95% p.a. for 18-month tenure for senior citizens
7.25% p.a. for deposits in the 1-year to 3-year range
7.45% p.a. for senior citizens in the 1-year to 3-year range

Are fixed deposits safe?

All deposits with Suryoday Small Finance Bank are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to the applicable limits, providing an additional layer of security to depositors.

Suryoday Small Finance Bank recurring deposit interest rate

Period	Interest Rate (Per Annum)	Senior Citizen Rate# (Per Annum)
6 Months	5.00%	5.20%
9 Months	5.50%	5.70%
12 Months	7.25%	7.45%
15 Months	7.25%	7.45%
18 Months	7.60%	7.95%
21 Months	7.25%	7.45%
24 Months	7.25%	7.45%
27 Months	7.25%	7.45%
30 Months	7.25%	7.45%
33 Months	7.25%	7.45%
36 Months	7.25%	7.45%
Above 3 Years to less than 5 Years	6.75%	6.95%
5 Years	7.90%Highest	8.10%Highest
Above 5 Years to 10 Years	7.25%	7.45%
11 years - 25 years*	6.36%	6.36%